| Fixed rates |
| An interest rate that is constant for the life of the loan. 30 Year Fixed Rate Program30 year fixed mortgage is a type of mortgage loan ... |
| Variable rate mortgage |
| A variable rate mortgage with an interest rate that adjusts periodically according to the financial index it is based upon plus a margin. To limit t ... |
| Capped rate mortgage |
| A limit on how much an adjustable rate mortgage's monthly payment or interest rate can increase. A cap is meant to protect the borrower from l ... |
| Commercial mortgages |
| We offer commercial loan programs to suit nearly every borrower and property type. Successful commercial real estate financing is dependent upon the ... |
| Jumbo |
| A loan that is for a larger dollar amount than the limits set by the Federal National Mortgage Association (FNMA) or Federal Home Loan Mortgage Corp ... |
| Refinancing |
| For many people, their home is their biggest investment and source of savings. When they need to borrow money for major expenses, or to pay off accu ... |
| Home Equity |
| home equity line of credit (HELOC) A real estate loan, usually in a subordinate position, that allows a borrower to borrow against e ... |
| Construction |
| A short-term loan financing improvements to real estate, such as the building of a new home. The lender advances funds to the borrower as needed whi ... |
| Conventional |
| A mortgage loan that is not insured, guaranteed or funded by the Veterans Administration (VA), the Federal Housing Administration (FHA) or Rural Econo ... |
