LOAN TYPES
The Freedom Loan
The Freedom Loan exclusive at A1 Mortgage can pay your home off in less than 10 years all without changing your spending habits. Pay your principal first and save thousands in interest!
Conventional
A conventional mortgage loan, also called a conforming loan, is a traditional loan that follows the guidelines set by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac.
VA Loans
VA loans have low or no down payment options available and do not have a mortgage insurance requirement resulting in lower monthly payments compared to other options.
FHA
FHA mortgages offer down payments as low as 3.5%, which can include the use of gift funds. You do not need to meet low-to-moderate income requirements to qualify for this government insured loan.
USDA
A USDA loan is special type of a zero down payment mortgage that eligible homebuyers in rural and suburban areas can get through the USDA Loan Program, which is backed by the USDA.
Jumbo Loans
Financing is available up to 97% Financing of your home’s value with no mortgage insurance for a purchase or refinance with no cash back and up to 80% on a cash-out refinance.